Services
My Insurance Guys offers many insurance solutions to our clients. We’ve got you covered! Review the services below and click on any to view more details and get started!
Medicare
Life Insurance
Annuities
Living Benefits
Long-Term Care Insurance
Hospital Indemnity
Dental / Vision
General Insurance
Medicare
Bring your Medicare questions and let us help you go from confused to confident!
Medicare can be confusing! As licensed agents, we have access to multiple companies and resources. We can explain what options are available to you and help match you with the best plan for your needs. Whether you are turning 65 soon and this is the first time you’ve dealt with Medicare, or if you are a pro and you just want to see what other options may be available to you, we can help. All consultations are free.
Life Insurance
Leave a legacy or cover final expenses! Term? Whole life? IUL? So many options! Schedule an appointment with us today so we can see what the right fit is for you.
Think you’re too young to worry about life insurance? The younger you are when you purchase life insurance, the less it will cost you. We even have companies that offer a 20 pay, which allows you to pay off your policy in 20 years, rather than over your lifetime. One less bill to pay, but you still have lifetime coverage!
Have a policy through work? Most of those are group policies and they have limitations. You should consider getting an individual policy for yourself in addition to what is offered through your job. A lot of companies don’t let you take your life insurance policy with you if you leave that job. When you retire, you may find that your policy is now much less than when you were working or that it is gone entirely. Don’t get caught in your retirement years trying to find an individual life insurance policy!
Have you been turned down before due to health issues? We have companies that are lenient toward some health conditions, and we may be able to surprise you and get you covered with life insurance.
Term – life insurance that covers you for a certain amount of time (10 years, 15 years, etc), but is finished at the end of the term. Term life insurance is a good way to help protect your mortgage to allow your family to maintain their home should the unexpected happen.
Whole life – life insurance that covers you for your whole life. Whole life policies build cash value that you can borrow against should the need arise.
Indexed Universal Life (IUL) – whole life insurance and a savings account rolled into one.
Single Premium Whole Life – pay for your entire policy up front in one lump sum.
Annuities
Fixed Indexed Annuities (FIA) and Multi-Year Guaranteed Annuities (MYGA)
Do you have money sitting in a bank earning nothing? Have you lost some of your 401k, etc, like a lot of people, over the last couple years? Did you know that you can do something about it??
Fixed Indexed Annuities can help you protect your hard-earned money from market losses and provide you with an income for life. FIA’s come in all shapes and sizes, so let us sit with you to discuss your goals and come up with a plan that is in your best interest!
MYGA’s are a great way to earn a fixed interest rate over a set number of years. Whether you are looking to invest for one year, or more, we have a plan that can work for you!
IRA/401k Rollovers – have you lost money in your retirement accounts? Are you looking for a stable alternative? Roll your IRA, 401k, etc into a fixed indexed annuity and protect your hard-earned money.
Living Benefits
Cancer, heart attack/stroke policies that will pay you a lump sum if you are diagnosed.
This benefit pays while you are still living, and you may use the funds wherever they are needed.
Long Term Care Insurance
Protects your assets if you need some extra help at home or if you need to go to a care facility.
Hospital Indemnity Plans
Get paid while you are in the hospital to help cover expenses.
Dental & Vision Insurance
We offer plans through multiple companies.
General Insurance
General insurance to offer protection for other incidents.